My personal opinion is that marketing companies who send me junk on my cell phone or via email are the scum of the earth. Recently I received one such message sent on behalf of Nedbank, offering me a personal loan of up to R100 000. All I had to do was call 0860-103-582.
I was told by the operator that they get personal details from "legal sources" including the TV License information. I requested a letter of apology, and was put in touch with Barry Cowden at 011-467-2984. Being the Managing Director, he was naturally unavailable to talk to me, so I sent him an SMS on 082-491-7753.
I also requested a letter of apology from Nedbank, and pointed out to them that they are breaking the law by sending me unsolicited electronic communications. It seems that they are good a "making [the wrong] things happen". The question I have is: would you really want to take out a loan from a company that resorts to dubious marketing techniques and invasion of privacy? Can you really trust them? I don't think so.